Money controls our life. No matter what kind of work we do, the first thing we need to solve is to earn money and then make ends meet. For the old generation, they tend to save money as much as possible. In case of the emergent incidents or they want to buy a house to seek for the sense of security. There is a classic example shows the different viewpoints of using money. There are two ladies who came from China and America. The Chinese lady saved money for her whole lifetime to buy a house when she was old, while the American lady paid off house loan at the old age. The latter enjoyed the comfortable life for a long time, though she did not have enough money. Money should be spent in the right way and fulfill its value.